Mortgage/Refinance/Loan Options

Mortgage/​Refinance/​Loan Options

Refinance Your Home Loan

Find the right loan option to fit your needs.

 

  Consistent
Secure Rate
Lower or No
Down Payment
Easier, Faster
Qualification
Flexible Loan
Options
Cash Out of Your
Home's Equity
Conventional
With the security of a low & consistent payment, we’ve helped thousands of Customers with this popular financing option.

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HARP Loan
If you owe more than your home is worth this is the option for you. Take advantage with today’s low rates.

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FHA
If ease of qualification is important to you, our flexible FHA loan is a great option.

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FHA Streamline Refinance
Our easiest and fastest mortgage available. If you currently have an FHA loan, take advantage of today’s low rates.

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VA Loan
Nearly all Veterans have access to the vast benefits of this product. Homeownership is made easy with our VA Loan option.

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VA Interest Rate Reduction Refinance Loan (IRRRL)
If you currently have a VA loan, take advantage of today’s low rates. Our VA IRRRL option is great for existing VA Loan holders who are looking to realize significant savings and take advantage of lower interest rates.

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USDA
This flexible loan option is designed specifically for Borrowers looking to buy a home in a rural area. The USDA loan is one of the most beneficial financing options available.

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Jumbo Loan
You have the ability to borrow a higher loan amount while taking advantage of today’s low mortgage rates. It’s a win-win!

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Adjustable Rate Mortgage
Take advantage of our lowest rate possible with an ARM. If you’re looking to move soon, this could be your smartest option.

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Reverse Mortgage Loan
Specifically designed for homeowners aged 62 or older, this product eliminates the monthly mortgage payment and puts the cash in your pocket.

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Various Bond Programs
Peoples offers various bond programs in the different states and counties we do business in. Please contact a Mortgage Banker today to learn about which program would best fit your needs.

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Home Equity Line of Credit
Our HELOC product provides peace of mind for Homeowners who have equity in their home. We give them the ability to have cash made available to them at their convenience. (Available in CO only)

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2nd Mortgage
When you need extra money in one lump payment, and you have equity in your home, this might be the perfect option for you. (Available in CO only)

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