Peoples Wealth Management offer the financial services, knowledge and experience necessary to help you achieve your unique financial goals. Contact us soon for a free Peoples Wealth Management consultation.
We factor into our analyses the costs of health care and long-term care, which include the financial burdens a client may assume in connection with caring for an elderly parent. We also explain the roles of Medicare, Medicaid, retiree health benefits and private health insurance in the overall financial plan.
Variable life insurance includes an investment account in addition to life coverage. Term insurance, which is usually the least expensive kind, may be available with attractive features such as a guaranteed premium for periods of 10, 15, 20, even 30 years. If your time frame is more than 30 years and you’re worried about estate taxes, own a business or have special needs dependents, you may want to review different types of cash value life insurance policies.
There is a similar array of options for annuities. If you’re about to retire, an immediate annuity gives you an income stream right away. If you have several years to take advantage of the power of tax deferral to boost your savings, a deferred annuity might be a good choice. Whether you will want a fixed or variable deferred annuity will depend on your investor profile and overall retirement plan.
IPI’s broad range of insurance and annuity offerings gives you maximum flexibility for achieving your goals. Your Wealth Management Advisor will work closely with members of the IPI Insurance Groups to develop your personalized solution.
Private Asset Management enables your Wealth Management Advisor to screen over 18,000 active and passive funds and individual securities and more than 11,000 separate account strategies for customizing your portfolio. After thorough quantitative and qualitative analysis, investments are selected for your personalized portfolio. The platform also facilitates performance oversight to help ensure your money is working to your maximum advantage.
Private Asset Management incorporates the insights and best practices of investment management professionals around the globe. This cutting-edge suite supports your Wealth Management Advisor in pursuit of the following goals:
By consolidating your assets into one diversified portfolio and monitoring adherence to stated investment styles, Private Asset Management seeks to optimize the benefits of asset allocation, including tax efficiency and managing the risk of style drift.
The good news is there are many ways to deal with the college funding issue at any stage of the game. We advise clients who are planning ahead on potentially higher-yielding investments that can make a big difference in the amount of money they can accumulate for college expenses. Even if a child is on the doorstep of the institution, we can offer suggestions that may go beyond the immediate issue to ease overall financial stress.
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* Products are not FDIC insured. Products are not deposits, or other obligations, or guarantees of the financial institution. Products are subject to investment risks, including the possible loss of principle amount invested.
All Securities and Advisory Services offered through Investment Professionals, Inc. (IPI), a Registered Broker/Dealer and Registered Investment Advisor and member FINRA and SIPC. The investment services offered by IPI under the name Peoples Wealth Management are in no way affiliated with or offered by Peoples Bank, nor is Peoples Bank a registered broker/dealer. Customers working with Peoples Wealth Management will be dealing solely through IPI with respect to their investment, brokerage and securities transactions. IPI does not offer or provide legal or tax advice. Please consult your attorney and/or tax advisor for such services. The products offered by Investment Professionals, Inc. are not insured by the FDIC, the NCUA or any other agency of the government, are not deposits or other obligations for the bank or guaranteed by the bank and involve investment risks, including possible loss of principal amount invested.